Tax-free income can be generated through loans Life Insurance Policy

 a month tax free it had a woman come in take him to his chemo sessions make his lunch just be with him if they needed it was a huge benefit that we hadn't anticipated meeting but we used what see if you're interested I've never heard life insurance for and that's news to me I need to do I need to do a written test to figure out which one I should do it because now there's four of them the interest rate it's a conservative it always has been and from his report right now end of a favor because he is so low I really can't get anything that is buying life insurance policies that hangs saying that you're different in to see if you could buy and then there's a Set Shadow much like the market equities and bond accounts so those are four things that to find out which one I need to do if I got a response that's absolutely because some people would never be willing to lose a dollar in those cases they have limited what we can do for them but none the less it's their money it's their life it's what makes them sleep at night so we're going to do that within the parameters that we that we learned in doing the restaurants but once people have a longer view of things and then we can identify the resources that will fund this for a period of time there could be a point in time with the better policy work if you had to surrender you can come up short of what you put in and maybe you can tolerate that but when we look at all the other benefits that's what the client has to look at them anyway because when he sees what's on the other end it either works or it doesn't so we've got a number of choices here I love the choices you have to all the same it's just different races on the crediting method or the investment it's absolutely we have dinner and male component I look at the response test which it seems to be somewhat conservative that I like his 401 k and it seems to be out there on the aggressive side I look at Mother's 401K interest and it looks pretty much the same what happens here it's a psychological phenomenon that just happens but the fact is really difficult is with husband and wife because we have one pile of money into people with different attitudes and different approaches and we're somewhere in the middle trying to help them find what it is they really can send one girl he'll answer to your point I'm at I went to the client and I said here is what you really have from your concern but you're both are a little bit different this could be with the go baby index and because I told the female client of the married couple you don't really lose money on bills to pay but the actual credit and that seemed to satisfy her concern and I want to make more than just 2% of all from the fact that we had 20% interest rates in 1980 and today we have 0/30 years are 35 years in the insurance industry this concept of index index such as the S&P which people are familiar with giving up some of the top end of the game they never really was 20 or 30% of the market we have a year of 0 and are quite happy when all their friends have lost as they didn't 2000 half their money and people like the fact that the 3% return the situation but at the same time I'm really serious it's never going to use example take the money because of the taxes they don't believe people who had withholding taxes to take $17,500 out of 10 left to go change that immediately next month she will take 10000 different rules regulations and if we don't want to pay the taxes to 3 million